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Fire & Water - Cleanup & Restoration

What Does it Mean When Something Declared a 'Total Loss'

6/15/2022 (Permalink)

Essentially, when something is declared a "total loss", whether is be a car, house, commercial building, etc., it means that it is past the point of recovery and cannot be salvaged. 

Often times in the restoration industry, it is easy to tell when a job will be considered a total loss. For example, if a house suffers a fire and there are multiple levels of structural damage, the roof has been burned completely, and contents are unrecognizable, we would consider it to be a total loss immediately. Insured parties will likely receive pay out for the complete repair cost of any and all effected items depending on coverage. 

It is incredibly important to be in contact with your insurance company throughout the entirety of any loss, whether it be a total loss or not. SERVPRO also plays a vital role in salvaging what does remain and beginning the restoration process. 

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